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3D-Secure Authentication |
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Let’s Secure the Online Transactions. Hop on to your
bank’s website and register NOW.
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| What is VBV and MCSC? |
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VBV – Verified by Visa or MCSC – MasterCard
SecureCode
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| To read more information: |
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http://usa.visa.com/personal/security/vbv/index.html |
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http://www.mastercard.com/us/personal/en/cardholderservices/securecode/index.html |
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| What is “extra level of authentication (or) 3D Secure
Authentication”? |
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Extra level is a password that you have to enter
after entering your credit/debit card details while making online
payments.
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| Is it mandatory to use this technology? |
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RBI has made it mandatory from 01 August 2009
onwards, to make online shopping safer.
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| How to get this ‘extra password’? |
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a. Login to your Issuing Bank’s website
b. Click on a link for Register your card for VBV/MCSC
c. A new password will be provided to you, which you can use while
doing an online transaction.
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| PN: Each bank has its own process for card registration. |
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| Where to enter the “Extra Password”? |
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Every time when you purchase from any Merchant's
Website, after entering your card details on the payment page, you
will be redirected to your bank’s website. In the bank’s website you
need to enter your VBV/MCSC password. You will be redirected back to
the Merchant's Website for completing the process.
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| Does every bank support this technology? |
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The RBI notification concerns cards issued
within India only. If your card is issued outside India, your online
transactions will go through even without this extra authentication
step. If your card is issued in India, we suggest you look
for a new bank.
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